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A Chief Strategist (CSO) is a C-level executive responsible for helping to formulate, facilitate, and communicate an organisation’s strategic initiatives and future goals. They work closely with the CEO and other senior executives to develop a clear vision for the company and a plan to achieve it.

The CSO’s responsibilities typically include:

• Developing the company’s strategic vision and mission
• Conducting market research and analysis
• Identifying and assessing strategic opportunities
• Developing and implementing strategic plans
• Managing the company’s risk portfolio
• Overseeing the company’s performance against its strategic goals
• Communicating the company’s strategy to employees, investors, and other stakeholders

Technology and innovation are two closely related concepts that are often used interchangeably. However, there is a subtle difference between the two:

1. Technology is the application of scientific knowledge for practical purposes. It involves creating new products or services that utilize scientific advancements.
2. Innovation is the process of introducing new ideas or new ways of doing things. It applies new knowledge or thinking to create something novel.

Technology and innovation are essential for economic growth and development. They help businesses create new products and services, leading to increased productivity and profitability. Additionally, they improve quality of life by offering new solutions to existing problems.

Finance is the study of money, currency, and capital assets. It is related to—but not synonymous with—economics, which is the study of the production, distribution, and consumption of money, assets, goods, and services (the discipline of financial economics bridges the two).

Finance activities occur within financial systems across various scopes. The field can be broadly divided into:

• Personal Finance
• Corporate Finance
• Public Finance

In a financial system, assets are bought, sold, or traded as financial instruments such as currencies, loans, bonds, shares, stocks, options, futures, and more.

NPA stands for Non-Performing Asset. In banking, an NPA is a loan or advance that has been overdue for more than 90 days. This means the borrower has not made any payments on the loan for more than three months.