NPA stands for Non-Performing Asset. In banking, an NPA is a loan or advance that has been overdue for more than 90 days. This means the borrower has not made any payments on the loan for more than three months.

NPA stands for Non-Performing Asset. In banking, an NPA is a loan or advance that has been overdue for more than 90 days. This means the borrower has not made any payments on the loan for more than three months.